Examples:
Lawyer, Doctor, Accounting
B&R, Tenant; anyone that provides a labor component and requires WC insurance
Capitol, Building Specialties; any vendor that ONLY supplies materials and NO labor
City of Atlanta
Only Joe or Lonnie
Self Explanatory
COI and WC insurance is required for a cleaning service with more than 3 employees
Restaurants, One-off purchases, etc. This should ONLY be used if no other option applies